How Do Student Loans Affect Your Credit
As a young person just out of college, you might be wondering, how do student loans affect your credit? Well, the impact of these loans can either be positive or negative. It…
Why Your Credit Score May Drop Following Divorce
One of the ugly sides of divorce is that it can ruin the creditworthiness of both parties. Not directly though, but because of splitting assets, including bank accounts, your individual credit reports…
Ways to Successfully Manage Your Credit Utilization Rate
When you think of your credit score, you may not consider how this number is calculated or how your actions play a role. Simply put, every credit score is made up of…
Using a Secured Credit Card to Build Credit
To get the best terms when purchasing a car or house, applying for a personal loan, or buying a new phone your credit score comes into play. Together with your credit report,…
What Does It Mean When You Have No Credit Score?
According to a published FICO report, there are over 50 million FICO score qualified people without a credit score. It is therefore advisable to always check your score to know where you…
Personal Credit Scores & Business Loans
Will Your Personal Credit Score Affect Your Business Loan Application? Congratulations! You've decided to begin the process of applying for a small business loan. This is an exciting time for your new…
