Credit Absolute
Credit Repair & Financial Advice Blog
College life brings a host of new and exciting experiences in the various aspects of your life. Financial independence and responsibility also come into play. While your achievements are important in putting you on your right career path, a good credit score is paramount in bettering the deals you will…
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Part 1 – Credit Scores Broken Down – Payment History – Credit Absolute, How Credit Scores Work
December 1, 2021
Payment History – How Credit Scores Work Video Transcript Below: What’s up everyone is Derek Vogel with Credit Absolute. So this is going to be the first part of the credit knowledge and information I’m going to share with you on how the credit scores are broken down. So the…
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According to a published FICO report, there are over 50 million FICO score qualified people without a credit score. It is therefore advisable to always check your score to know where you stand in terms of financial possibilities. That said, what does it mean when you have no credit score?…
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How the Pandemic has Impacted Credit Scores Among Americans
September 28, 2021
As is the case with every facet of consumer spending and credit card usage, credit scores have changed during the COVID-19 pandemic. Because of how long this pandemic has lasted, many people became unemployed or started working fewer hours to accommodate the temporary shutdowns that took place in many industries.…
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Coming back from bad credit can be difficult because people don’t always know where to start. Good or excellent credit may be your goal, but to reach that higher score, there are certain steps you have to take. If you want to see positive changes in your credit score, there…
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In 2020 the United States saw a record number of devastating natural disasters, from raging wildfires to disastrous earthquakes and large hurricanes – not to mention the global pandemic. These natural disasters are known to cause havoc on our lives and on the lives of our loved ones. In the…
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John Martinsen
21:51 29 Dec 21
I didn’t know what to make of Credit Absolute or any credit repair company in general. I missed feelings about the whole thing: just the whole idea. However, once I started to buy in and really take in the advice both Derrick and Felicia Leslie was giving me my score jump. They were able to get things deleted so far! And it’s been an excellent service. I do look forward to speaking to Felicia every other month and getting their emails. The biggest thing to note with this company they are very genuine and really do CARE about you. And that’s what separates them from the other players in the credit repair playing field.
Ramz Carter
03:57 17 Dec 21
Me and my wife started with Credit Absolute a month ago and received a lot of helpful information and tips on the best way to meet our goal of becoming homeowners next year. We had a very detailed conversation with Derick setting expectations and next steps, and have been in constant contact with both Karina and Felicia in regards to any updates or changes that occurred during the process. In the first month I have had one collection removed and my wife had 2 removed as well. Very pleased with the results. If you have any questions when starting, don't be afraid to ask. This is one of the few times for which I made my decision to try a company I was not familiar with based strictly on other peoples reviews just like this one, and it was better than expected.
Steven Bowen
15:22 16 Dec 21
I’ve been working with credit absolute for only a couple short months now and in that time they’ve been extremely helpful and have been able to get my credit scores increased tremendously. I love the fact they are so upfront and clear about everything. I’ve worked with companies that I was just a number and never saw any results but with credit absolute I’m a person that they take the time to know and understand any and all of my credit concerns. I strongly recommend this amazing group of people and their service to anyone and everyone.
Jeffrey Wasilenski
02:04 18 Nov 21
I met Derick years ago at a Real Estate Conference and was impressed then with his personality and sincere knowledge base of the credit industry. So impressed was I that I encouraged my real estate clients to use him if needed and each one had a favorable experience. Recently I too thought I could reach out to have him assist me with some personal issues regarding my reports. I have been overwhelmed by Derick's entire team and how well they communicate and take care of business. A complete class act from top to bottom/ left to right. I honestly don't see how they could do a better job.
Nicholas Carlson
17:34 21 Oct 21
Everyone was great to deal with. They were able to get a much needed deletion for me and I would highly recommend them. Thanks.
Autumn Reed
15:30 21 Oct 21
My husband and I both had fairly low credit scores when we began. The whole Credit Absolute team has been amazing to work with. We now have great credit scores all thanks to their hard work, dedication, and communication. Highly recommend!
Joshua Hawkins
20:21 30 Sep 21
I love this company I have been thru many different credit companies and no one works like they do! Last month had some financial issues due too moving and loss of job! They set up payment arrangements and let me prolong the payment to them due too not having the money! Shout out to Felisha for being so amazingly kind and supportive! You guys are great keep up the good work and positive vibes!!!!
Taylor Williams
16:41 23 Sep 21
I worked with Credit Absolute recently and had a great experience. Derick was prompt, ready and listened to my goals. He gave me the facts and has made positive impact in my scores. Thank you Credit Absolute and Derick!
Elmer J. Howard
20:46 20 Sep 21
Credit Absolute is great at working legitimately with clients to fix and remove negative information from credit reports. They also provide very helpful credit counseling and education. I highly recommend them and refer clients over to them.
Ceylan Wiersum
19:11 02 Sep 21
Derick and his Team are just wonderful and have been so helpful answering all my Credit Issues.I reached out to them about being a few months behind with Credit Card payments, and Derick was totally honest that I don't even need his help, I have a good Credit Foundation and explained how I just need to contact my Credit Card Company. He did not try to sell me on his service, he said I can take care of this and fix my situation without his help just fine. But he was so kind to still took the time and answer any of my questions and concerns. I will definitely keep him in mind for future needs!
Seth Harris
20:35 09 Aug 21
I highly recommend using Credit absolute. I’m just 2 months my wife and I, with so much help from them, have been able to see significant changes in our credit score. They have helped in advising us in different areas with credit cards and being able to leverage our credit. Thank you to this team and all the help they have given us.
Nicole Johnson
22:27 28 Jul 21
I decided to go with Credit Absolute the end of May 2021 after reading positive reviews. I was skeptical at first, but like some others decided to give them a chance. I had tried other credit repair services in the past, but was looking to try a company that did more. I’m glad I did! Nothing but positive results thus far, their method seems to work as I’m getting negative items deleted and corrections updated to my file. Also, my credit scores have increased significantly. Really happy I chose Credit Absolute.
Daisy Dragos
20:15 03 Jun 21
The folks at Credit Absolute have completely changed my life! They aren't the type to just "set it and forget it". They take on your individual case and go in depth to help you make the right moves to get your credit score up. Their attention to detail and responsiveness are unmatched to any other financial institution/advisor I have worked with in the past. I love the fact that we have monthly 1 on 1 reviews to go over my progress and to set next steps on how to keep improving (they also hold me accountable, which I need haha). If you are like me and never had much education on credit best practices, Credit Absolute will guide you step by step and they are always willing to answer questions or provide you with the resources you may need. They are a company who TRULY cares about their clients and it shows. I have been working with them for about a year now and not only has my credit score gone up significantly, but I now have the education I need to continue to make wise financial decisions in the future. I am glad to have Credit Absolute as apart of my "team" as I work towards my financial goals!
Mark White
19:47 28 May 21
I was surprised by the results. It happened relatively quick and I was very impressed with the true professionalism. My credit has now improved to where my scores are up by over 100 pts and I was able to open two credit cards and start my way back to having great credit again. I highly recommend this company and will refer anyone who needs to improve their credit. Thank you team for all that you did and continue to do for me.
AllHail TheQueen
23:27 14 May 21
I started Credit Absolute in April 2020, we are now in the beginning of May 2020and my score has already increased tremendously. I was not expecting movement so soon! The team is very well versed and experienced in what they do, most importantly they love helping others get credit approvals and it shows. You are provided with a lot of resourceful videos to get an understanding of how credit works, the myths, and the methods to help you get back on track. In addition, the team is very attentive with updating you every step of the way, sending you emails of progress and setting up one-on-one sessions. I joined Credit Absolute to get me on track to purchase a home & I can easily see that happening sooner than I thought. I am grateful for their quality of business, it was the best decision I made.
Alexander granillo
22:56 20 Apr 21
I have been a client of Credit Absolute for over a year now and it truly has been one of the best decision that I have ever made. Credit Absolute helped to improve my credit score and I am so happy about it!! Their staff (Felicia, Karina) are extremely helpful and resourceful. I highly recommend Credit Absolute if you want to improve your credit score!!
Bryant redd
20:22 13 Apr 21
After reading all of the great reviews about Credit Absolute, I decided to give them a shot. I do not regret that decision!When I first started out my credit score was below 500 with a TON of accounts in collections and late payments.. Fast-forward a few months, I'm now sitting at a 600+ credit score 80+ late payments removed, and I'm almost ready to buy a house. The whole team over at Credit Absolute have been so helpful in guiding and teaching me throughout this process.(A very special thank you to Felicia for being so welcoming and available to answer EVERY question I have ever had about credit.)A little advice to people contemplating on whether or not to join - DO IT.Initially, I was hesitant because some things just seem too good to be true, right? Wrong. It really is THAT easy.. These people go to bat for you and they LITERALLY do all of the work. You have nothing to lose. If you are looking for credit repair, you're here for a reason. If you don't do anything about it, nothing is going to change. Give them a chance. I wish I had done this years ago.
Matt Pine
15:46 07 Apr 21
Was referred to credit absolute by a mortgage lender to raise my credit score. Within the first 2 months my credit score improved by nearly 60 points. Great service , staff is wonderful and always available for support. Well worth it👍👍👍👍👍
Bri K
20:58 12 Mar 21
I’m so grateful for Credit absolute.From the very beginning speaking with Derick I felt at ease because he was so knowledgeable about how everything worked. Then there are his associate Felicia and Karina who have both been so great through this entire process doing monthly reviews so I can see first hand the progress and improvement. I will say it was a lot I didn’t understand about credit until I started with them and now I feel comfortable and equipped to better manage my credit successfully. Most importantly though is the fact I got real results! My credit score has went up almost 40pts since starting last summer and I honestly couldn’t of done it without this company. I still have a little ways to go but I’m confident I will almost A1 credit once I’m completed because it hasn’t even been a year and I’m seeing major improvements.
Daniel T
15:10 09 Mar 21
So far good company to work with, very professional, yes they are busy but they will respect all appointments. I missed one of my appointments with them and they called me until I answered and rescheduled and got it done. Thx to them, got a few deletions as well and they will definitely help you out.I do recommend!!!!
Krystal McClure
22:46 11 Feb 21
This company is awesome! They have a great team who are very straight forward and honest. They answer any and all questions you may have throughout the process. There are no surprises, they do a very great job providing all the information you need prior to any commitment. Derogatory items were removed and my credit score shot up in less than 5 months. Wow!
Ulysses Martinez
21:06 05 Jun 20
Credit Absolate is helping me get my credit score up. They have done by far a fantastic job. I couldn't be more happy with the experience and the customer experience is phenomenal as if your part of the family. They make sure you understand your credit usage and the educational videos are very clear. They are changing my life around. Just being with them for 2 months I got my score from poor to fair and dropped of some accounts from my cresit report. I cant thank them enough. Truly a success story
Angel Maldonado
14:27 30 May 20
They are amazing! Not just Derk but the whole team is great. The videos they provide are so helpful. They just don't help you improve your credit score, they also teach you how to manage your credit score. If you have bad credit contact them 1st before you even start trying to fix your credit on your own!!!
Keith Russell
23:40 29 May 20
Easy to work with. Very fact based and focus on teaching me how the credit scoring system really works. My credit score increased by 100 points. Best investment in my credit worthiness. Great customer service, this is the real deal.
Fanisha Vela
16:05 05 May 20
This is a wonderful team to work with. They have made the process so easy and efficient. Results seen within the first round of action!
Brandon Dickinson
01:04 26 Mar 20
What an awesome team. They work hard and get things done. My credit has jumped amazingly and the coaching videos are very informative to every detail. Would recommend this company to anyone looking to better their credit.
Bre Udave
22:59 04 Mar 20
this has been one of the best experiences i've had working with a company! i am very happy with my success thus far and everyone (especially Leslie) has been so helpful with everything! If you're looking to fix your credit, stop searching and use this company!!
Steven Lasseson
14:51 28 Feb 20
I've tried a few other credit repair companies and Credit Absolute has provided the best service I've come across. In just over a year, they were able to get numerous items removed from my credit report. The process is simple, the staff is easy to work with, and the results are everything you'd hope for. If you are looking for help in your journey to financial freedom, do yourself a favor and give Credit Absolute a call.
Kade Deeyor
21:51 19 Feb 20
Credit Absolute has been a huge help for me. Since the beginning I’ve seen an enormous increase in my credit score. Felicia and Leslie are especially helpful, concise, and very informative. They both always get back to me within minutes if I have any questions or concerns. I would highly recommend Credit Absolute to anyone seeking a better understanding of how Credit Scores actually work or if you’re looking to increase your scores.
Phuong Mai Pham
17:56 13 Feb 20
Credit absolute has helped me tremendously over the past few months. My scores for all 3 credit bureaus have increased by 50+ points. I appreciate the education on credit. I am now much more knowledgeable and strategic about when I should and should not use my credit cards. I look forward to my progress as my goal is to purchase a home by the end of the year!
Doug Donaldson
06:13 21 Dec 19
I noticed a few changes on my credit report that had lowered my score which concerned me and after looking at reviews online I decided to set an appointment with Derek at Credit Absolute. I was fully expecting to spend hundreds of dollars for his advice on what I should do to get it back up to where I had it. After consulting with him and looking in depth at my report, he gave me some tips and helped me understand how the 3 bureaus work and what I could do to increase my score. Best of all..... he didn't charge me a penny. Derek is an honest guy, running an honest business, and if you are looking to build your credit score then he is the guy to turn to. It was about a year ago that I met with him and my score is up over 90 points. 10/10 would recommend Derek at Credit Absolute!
Ashley Krolak
21:58 25 Nov 19
Thank you to entire team at Credit Absolute! We have accomplished so much in a short amount of time. They have helped my whole family increase our scores. They are organized, helpful and get the job done all while teaching you helpful hints along the way. I highly recommend this company for any credit needs.
dan uyematsud
21:29 13 Nov 19
Simply the BEST!!!!!!! Derick, Felicia and Becky are extremely good at their job. They work very hard to teach one how to improve their credit as they work very hard on their end to build your credit. I am very pleased as I see my credit score increasing in a short period of time.Thank you again,Dan U
nestor victore
22:14 04 Nov 19
You guys have done an amazing job, I'm very happy with my score has improved over 100 points. I'm happy with you guys services and help, thanks.
Tina Abbott
02:07 01 Nov 19
My experience with Credit Absolute has been nothing but wonderful! The entire staff are very knowledgeable and understanding. Felica is the one of the nicest people.
Christopher Moore
15:10 03 Oct 19
Communication with Derick and the team couldn't be better. I spoke directly to Derick and he was upfront, honest and didn't waste time. I would certainly recommend Credit Absolute to anyone who is looking into credit repair. They'll give you an honest overview of where you are and what they can do to help you reach your goals!
David Burgess
19:02 20 Aug 19
Derick and his team have been extremely helpful and informative throughout this entire process. I would recommend to anyone who wants/needs to repair credit quickly! Worth more than the money without question!
steve moore
23:32 16 Aug 19
Derick and his team were awesome! I would highly recommend their services if you are looking to refurbish your credit score!!! +A all around for his team and the willingness to help me out !
Zacary Roberts
03:00 26 Jul 19
Felicia helped me out so much, the company is professional l, but they treat you like your their only client. They are thorough and honest and my credit score has gone up remarkably ever since I started working with them. Thank you so much!
Chris Gunn
18:50 25 Jul 19
Good folks. Money well spent. Their service works! I finally got my credit straightened out to where I could buy a home because of them.
Christy Russell
15:37 25 Jul 19
This company provides a great service! Friendly staff, plain-spoken, direct, no nonsense. They really make you feel like they care. Simple and straight-forward approach. They analyze your credit report and quickly make a plan to step-by-step repair any flags. I highly recommend their program.
Christian Wunder
19:35 18 Jul 19
They have been great to work with. Going on 3 months now and my score has taken a huge jump. I've had items removed from my credit and every month we go over our strategy to maximize the improvements. Highly recommend :)
Baron Adelmann
21:59 26 Oct 17
Derick and his team have helped me tremendously! He explains the process of improving your credit and does all of the work for you! My credit score has improved drastically and I know that I couldn't have done it without the help of Credit Absolute. Because of them, my business has continued to thrive in a way I never thought possible. Thank you Derick and the Credit Absolute Team!
Gabriela Lovelace
23:17 30 Jun 17
I want to thank the wonderful team of Credit Absolute for all the work they did in help me clean my credit! They have teach me how to keep my credit clean and how to make it grow! I will be their customer for life and I recommend to anyone who needs help with their credit! Credit Absolute you are awesome!!!!
Sho Sho Smith
22:31 16 Feb 17
Derek just made my day when I thought my credit was being compromised due to a balance on my late husband's credit card. He checked it out my credit health and assured me that I lost no points and the balance was forgiven. Great news! He gave me pointers on how to get my credit score even higher to put me into the premium level and coached me on getting back on my feet, credit-wise, after my husband's death. A great experience!
Vanity Hernandez
20:15 19 Jul 16
I was referred to Derick when my credit score dropped 3 points as I was in the process of trying to get a mortgage loan. Derick gave me GREAT advise and also helped confirm all the credit myths I have overheard on how to improve your credit score. Not only did he give me advise, he not once tried to have me hire him like others usually do. Derick was genuine and that's hard to come across with business. :)
Ian Farruggio
19:29 05 Jul 16
Derek was completely professional and offered helpful suggestions to help me improve my credit. He was honest, in that his services were really not needed and helped to point me in the right direction free of charge. If you have any questions regarding your credit, this is the only place to go!!!
