How to Calculate Debt-to-Income Ratio for a Mortgage
Unless you come by a huge influx of cash either by winning the lottery or through an inheritance; a mortgage remains the most affordable way to own a home. Among the tools…
How Much Homeowner’s Insurance Should You Get When Buying a House
A house purchase accounts for a sizable net worth of a person. Just like any investment, insuring your house makes economic sense. Ideally the cover should help you rebuild and replace your…
Actionable Tips To Buy A Home With A High ROI
Buying a dream home is more than choosing a property that matches your vision and expectations. Of course, you must pick one at an ideal location, of the right size, and with…
Rising Mortgage Rates Affecting Credit Approval
Mortgage rates have constantly been on the rise in recent times. This is a result of changes (specifically increases) in levels of economic growth and inflation. This poses direct and indirect implications…
What is a Subprime Mortgage & How Does it Work
When you are in the market for a mortgage, you may be told by a lender that you qualify for a subprime mortgage. What you will notice is that the loan will…
With Rising Mortgages, How to Prepare to Buy a Home
Inflation is at its highest in over 4 decades with one of the most affected sectors being real estate. The situation is not expected to change, at least not in the short…
