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Benefits of an Emergency Fund
Financial advice Saving

How You Can Benefit From an Emergency Fund

If your car were in need of repair or you unexpectedly became unemployed, how would this affect you? When you don’t have a financial safety net in place, such as an emergency fund, those unexpected events can set you back. Fortunately, with an emergency fund, you don’t have to take…
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Spending Your Tax Return
Eliminate Debt Financial advice Saving

Managing Your Tax Return (What You Should be Using it For)

When people receive their tax returns, they are quick to spend this money on frivolous purchases that may bring them temporary joy. Even though people know there are ways to spend their tax return responsibly, the temptation to splurge on things they don’t need is too strong. Ultimately, you can…
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Managing Subscriptions
Financial advice Saving

Stop Wasting Money on Subscriptions: Here’s How to Cancel Subscriptions You Forgot About

To give you an idea of how you could forget your subscriptions consider this study. The survey on 2,500 participants found that on average, an American spends about $237 monthly on subscription services. The amount is quite high but it’s the number of people who weren’t aware of their spending…
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How to Avoid Overspending During the Holidays
Financial advice Saving

Tips to Avoid Overspending During the Holidays

One of the most difficult things to do is curbing your spending during the holiday season. Every time you log into social media or do a quick Internet search, you are bombarded with ads telling you what new gadget you need for the holiday season. Each ad screams that your…
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Saving on School Supplies
Financial advice Saving

Tips on How to Save Money on Back to School Supplies

Back to school supplies can be very expensive. You can spend over $600 on an elementary kid, $1000 on a middle-scholar and nearly $1500 for a high school student. This puts the average cost of back to school supplies at about $1000. That is a few dollars short of the…
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Saving During the Summer
Financial advice Saving

Tips & Ways to Save Money During the Summer

It’s that time of year again! Summer is right around the corner, and if you’re anything like the rest of us, you thought you had at least a few more months before you had to start making plans for the warmer weather. While we all start scrambling to gather our…
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