Getting out of debt doesn’t happen overnight, but that doesn’t mean there aren’t steps that you can take to get out of debt fast. With the right determination and dedication, you cannot only learn how to conquer your debt but create positive habits that keep you out of debt along…

Accumulating a significant balance on a high-APR credit card can be frustrating, to say the least. A significant portion of your monthly payment goes to interest, and you only see a slow chip away at your debt. In this case, a balance transfer may be a good idea. Many lenders…

In the past, purchasing a car after filing a Chapter 7 bankruptcy was not an option for most borrowers. However, as lenders have become more desperate to get their inventory off of the lot, purchasing a vehicle after bankruptcy may be a viable option – but is it a good…

Getting married can help boost your financial standing, but it doesn’t mean that you and your spouse will share a credit report. Your credit reports will remain separate, and any joint accounts and shared loans you open together will appear on both of your reports. While this can be beneficial,…

From juggling multiple credit cards to your home’s mortgage, car payments, and student loans, dealing with debt can be stressful. As you make decisions to help manage your finances, you may consider consolidating some or all of your debt into one convenient payment. There are many benefits to combining your…

A family vacation is one of the best ways to celebrate great weather and take a break from the long, hardworking months of winter – but not if it puts a dent in the rest of your year’s budget. Americans alone are estimated to spend over $100 billion in vacations…