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Credit Absolute

Credit Repair & Restoration Blog

Getting Out of Debt
Eliminate Debt Financial advice

Tips to Help You Get Out of Debt Quickly

Getting out of debt doesn’t happen overnight, but that doesn’t mean there aren’t steps that you can take to get out of debt fast. With the right determination and dedication, you cannot only learn how to conquer your debt but create positive habits that keep you out of debt along…
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Credit Card Balance Transfers
Credit Cards Financial advice

Is it smart to use balance transfers to pay off credit cards?

Accumulating a significant balance on a high-APR credit card can be frustrating, to say the least. A significant portion of your monthly payment goes to interest, and you only see a slow chip away at your debt. In this case, a balance transfer may be a good idea. Many lenders…
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Buying a Car After Bankruptcy
Bankruptcy Financial advice

Is it wise to purchase a car following a bankruptcy?

In the past, purchasing a car after filing a Chapter 7 bankruptcy was not an option for most borrowers. However, as lenders have become more desperate to get their inventory off of the lot, purchasing a vehicle after bankruptcy may be a viable option – but is it a good…
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Joint Credit Cards
Credit Cards Financial advice

Do joint credit cards affect both spouse’s credit?

Getting married can help boost your financial standing, but it doesn’t mean that you and your spouse will share a credit report. Your credit reports will remain separate, and any joint accounts and shared loans you open together will appear on both of your reports. While this can be beneficial,…
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Debt Consolidation
Financial advice Repair Credit

Will consolidating your debt help your credit score?

From juggling multiple credit cards to your home’s mortgage, car payments, and student loans, dealing with debt can be stressful. As you make decisions to help manage your finances, you may consider consolidating some or all of your debt into one convenient payment. There are many benefits to combining your…
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Saving Money on Vacation
Financial advice Saving

Family Vacation Ideas that Won’t Break the Bank

A family vacation is one of the best ways to celebrate great weather and take a break from the long, hardworking months of winter – but not if it puts a dent in the rest of your year’s budget. Americans alone are estimated to spend over $100 billion in vacations…
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Baron Adelmann
Baron Adelmann
21:59 26 Oct 17
Derick and his team have helped me tremendously! He explains the process of improving your credit and does all of the work for you! My credit score has improved drastically and I know that I couldn't have done it without the help of Credit Absolute. Because of them, my business has continued to thrive in a way I never thought possible. Thank you Derick and the Credit Absolute Team!
Gabriela Lovelace
Gabriela Lovelace
23:17 30 Jun 17
I want to thank the wonderful team of Credit Absolute for all the work they did in help me clean my credit! They have teach me how to keep my credit clean and how to make it grow! I will be their customer for life and I recommend to anyone who needs help with their credit! Credit Absolute you are awesome!!!!
Sho Sho Smith
Sho Sho Smith
22:31 16 Feb 17
Derek just made my day when I thought my credit was being compromised due to a balance on my late husband's credit card. He checked it out my credit health and assured me that I lost no points and the balance was forgiven. Great news! He gave me pointers on how to get my credit score even higher to put me into the premium level and coached me on getting back on my feet, credit-wise, after my husband's death. A great experience!
Vanity Hernandez
Vanity Hernandez
20:15 19 Jul 16
I was referred to Derick when my credit score dropped 3 points as I was in the process of trying to get a mortgage loan. Derick gave me GREAT advise and also helped confirm all the credit myths I have overheard on how to improve your credit score. Not only did he give me advise, he not once tried to have me hire him like others usually do. Derick was genuine and that's hard to come across with business. :)
Ian Farruggio
Ian Farruggio
19:29 05 Jul 16
Derek was completely professional and offered helpful suggestions to help me improve my credit. He was honest, in that his services were really not needed and helped to point me in the right direction free of charge. If you have any questions regarding your credit, this is the only place to go!!!
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Credit Absolute
4.5
Based on 13 Reviews
Darwin C.
Darwin C.
2016-11-01 07:26:05
Working with these two has been a fantastic experience. No other way to put it. I'm trying to get all my scores up for an upcoming real estate purchase,...
Tiffany D.
Tiffany D.
2017-02-08 10:54:31
The value of hope and financial freedom is immeasurable, and that is exactly what Credit Absolute has given to me! I have been working with Derick Vogel &...
Henry C.
Henry C.
2017-04-20 11:18:40
I started working with the Credit Absolute team just over 60 days ago. My credit at that time was in the low 500s. Last week I called a mortgage lender to...