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Credit Absolute

Testimonials (old)

First, a Quick Word from Derick

Hey guys, Derick Vogel here, Owner and President of Credit Absolute. I’d like to share with you some fantastic testimonials from happy clients using our credit education and restoration services. You can also visit us on Facebook and Google Reviews to see their personal posts. Thank you to everyone for sharing your success back to financial security!

And Now, Life Changing Results & Happy Customers

Big “D” Man! I can’t say enough on how you have transformed my way of thinking towards cleaning up, reestablishing and protecting my credit. Your willingness to explain and patience have made me a new man with new vision. I don’t endorse a lot of people or companies, but yours is definitely life changing.

Thanks for my new set of eyes and the ability to walk in and purchase with POWER!

Folks if you don’t jump on this you will regret that you didn’t. Get the ball rolling in the right direction if its not already! Last thing. If you don’t handle your credit! Your credit will handle you!

Pee Wee


Derick is always so great to work with.  He is very knowledgeable and takes the time to understand my client’s needs.  Being a mortgage banker, we have a lot of borrowers that need help with their credit, especially during the downturn in the economy.   Derick helped one client in particular increase his credit score by over 100 points.  I would highly recommend Credit Absolute and am happy to say that Derrick has proven to be a great partner for both my clients and BluMortgage!

Jon P. Moffitt
President and CEOBlu Mortgage, Inc.


Derick, I know you are doing this extra, extra work when you don’t have to do it. I just want you to know that I recognize this and so appreciate it. I believe in your commitment to your customers. You did not have to do anything for me after helping me improve my score but you did it anyway. I really believe this type of doing the right thing will come back to help people in the long run. If I can help good things to come back to you and your business, I will. Thank you very much for your commitment to your work and to being a good human.

Victoria C.
Nova Home Loans


I have worked with Derick Vogel and Credit Absolute over the past year, during which time they provided my Mortgage Branch with excellent support in the areas of credit education, restoration and support for my clients.  Their work has been a major factor in my success for my referral base business.  I now can confidently speak with any type of potential borrower regardless of their credit situation and know home ownership is possible for them.  We can speak in terms of “when” not “if” with the help of Derick and his knowledgeable staff.

I have worked with many other credit repair agencies throughout my career in the lending industry;  but I can confidently recommend Credit Absolute as a solid and reliable service provider and experts in their field.

Adam Hawkins
WJ Bradley


My wife and I have experienced the same things many of Derick’s Clients have. We too, always had perfect credit until the economy crashed and took 6 rental homes, a business and our beloved primary residence.

We are resilient and knew we could bounce back. We got to the point of working through many of our issues and did a decent job of repairing our credit scores on our own. We tried to qualify to buy a home about 3 months ago, and had rebuilt pretty well, but there were a lot of inaccurate reporting regarding the rental homes and bankruptcy. I was introduced to Derick, and in 30 days, my scores increased by 78 points!

My wife now has two scores in the 700′s and one right on the edge. We are now only a short way away from being home owners again. I personally would recommend Credit Absolute to anyone I meet. In a short time, we will be in a position to be at the very top of the credit rating, which saves you thousands and thousands on every transaction from here on out. Thanks so much Derick! I already consider you a friend and business associate.

David & Janis


Hi, my name is Mark. I had excellent credit my whole life until I was divorced. I owned two houses at the time but could not afford either one on my new income. I ended up foreclosing on one house and started the process on the second house after which I later decided to keep. This really messed up my credit which brought on depression. I had never been in a situation where I could not get approved for any kind of loan. A friend of mine told me about Credit Absolute and Derick Vogel. I ended up calling in hopes that he could repair my credit.

Talking to Derick was like talking to a close friend. He captured my trust after about 15 minutes of the conversation. He was very down to earth and straight forward with me. In November I signed up with Credit Absolute and let him go to work for me. In December I received a letter in the mail. I didn’t know what it was so I called him like he told me to do. We then both logged into my account and went over the report. To my surprise the foreclosure was already removed from my credit and the other house I started the foreclosure on had also been cleaned up. Both of these actions had raised my credit score close to 70 points. There is still lots of cleaning up to do but I am very satisfied with these kind of results after only 30 days.

This gives me much confidence that with more time he will continue to raise my score. I feel so much better and at this rate I will be able to buy a new house long before I had planned. I would highly recommend Derick and his service.

Mark J


Good afternoon all, hope you had a Merry Christmas.

Just wanted to share a quick story that made my clients have a Merry Christmas.

My clients had a 696 score purchasing a 1.2 million dollar property. Due to the 696 score they were stuck at a 65 LTV (loan-to-value ratio) and 4.875% interest rate. I asked advice from another credit agency and they weren’t much help. In a matter of 5 days Derick took care of getting a collection removed and their credit score up to 783. Now the client can go as high as 80 LTV and have a rate in the low 4%’s on the interest rate.

You guys would be crazy not to get in contact with Derick. There is no question, I’ve finally found a certified credit repair company that follows up and gets results, that simple.

Hope you all have a healthy prosperous year.

God bless and thank you,
Steve Goldberg
Gencore Mortgage


I have been extremely pleased with Derick at Credit Absolute in repairing my credit. I had previously used an attorney for over 18 months to try to get some repair work done on my credit and spent over a thousand dollars with little results and time wasted. Needless to say I was very frustrated in the process and wanted to buy a home again.

I found Credit Absolute through a friend and have been extremely satisfied in the results. I have had all of the negative lines on my credit report removed within just a few short months! Seeing my scores rise has been awesome. Their website is easy to use and convenient to recheck daily or weekly- which I did often.

My prior attorney charged me every time for checking in and they didn’t have a system set up anything like Credit Absolute’s. I wish I had started with these guys sooner. Go with Derick and I promise you will have your credit problems solved in a fraction of a time and with less hassles. They know how to deliver. I got repeated follow up calls from Derick and his associate whenever there was a change to my credit and a deletion. Talk about great customer service! Thanks again guys for being so prompt and professional in handling my issues.

Sincerely,
Brian
Scottsdale, AZ


Hi my name is Georgia,

Since the downturn in the economy in 2007, my family experienced losing our business, home, credit, friends, and money. Everything fell down like a domino effect. Since leaving our home in 2011, we left all the bad memories behind. We rented a home we could afford, and began a new life.

After a year of renting we wondered if we could ever own a home again. We consulted with a banker and he suggested Credit Absolute to fix our credit. I was very negative about the idea because there are so many scams going on, I had no proof that they could be trusted. I called Ariel, we spoke for a long time, she explained everything and was extremely patient. I was very uncomfortable at first giving all my personal information, but i just knew i had to trust her. The beginning process takes a lot of work, but it does pay off.

We began working with Credit Absolute in early December 2012, it is the end of January 2013, and I had a judgment completely removed from all 3 bureaus, and a negative account deleted. Also, my husband had a judgment deleted from a bureau and 2 negative accounts deleted! It’s an amazing feeling to see your credit get repaired, it’s the past washing away. We still have a long road ahead of us, but I’m confident we will get there. Derick is also extremely knowledgeable in what he does, and very responsible. I’m excited about the future!


A few months ago we began the process of purchasing a home in the Glendale area. The original credit report came back with a few credit issues that dramatically affected our credit score. However, it appeared we would still be able to move forward on the loan. When we finally found the house we wanted to purchase and a new credit report was pulled, much to our surprise there were errors of significant derogatory weight. Suddenly, we realized that this house would potentially not be available to us because of this sudden drop in our credit score.

Our mortgage lender immediately had us contact Derick. He confidently encouraged us to move forward and trust that he would be able to assist us in clearing up not only this recent credit reporting error but would in the process also be able to clean up the few credit issues that had also been earlier reported. I was so angry at this reporting error that I almost turned my back on this home purchase and walked away from it all. But, somehow, through his confidence and because both my realtor and lender had dealt with Derick in the past and could personally recommend him for this task, we moved forward in clearing our credit and to see if that would allow us to indeed close on our home within the month the real estate contract required.

Amazingly, Kevin’s credit score increased over 150 Points in just one month. I still find that hard to believe. And, Faye’s credit report also increased within two months nearly 100 points. Our credit improved, we qualified for even a lower interest rate than we had anticipated and the home is now ours.

I cannot recommend a certified credit repair agency any stronger than I can with Derick. In truth, I would recommend every Realtor who has a strong client looking to purchase a home with a mortgage loan, to in the very beginning of the process, have them contact Derick. The thousands of dollars it would potentially save on the lower interest rates that may be available, not to mention the loss of the deal because of the failure of the buyer to qualify would be very beneficial for all buyers to consider on the onset of a home purchase.

Sincerely,
Kevin & Faye


I am a disabled Veteran who was referred to Credit Absolute when I realized how bad my credit had become. Since my association with Credit Absolute Derick has been able to knock off 45 negative items roughly 65% of my items that were on my credit report and helped me establish new credit while repairing my credit to being put back on track to credit freedom. Every time I have had a question or concern he has been there to answer every question and has returned my phone call or email in a professional manor and as soon as possible. I have nothing but glaring and great things to say about Derick and Credit Absolute and would recommend his services to any and all that are in need of credit freedom and stability.

John


This service really works! In the short 3 months I’ve been a client with Credit Absolute they’ve been able to raise my score from 504 to 684. And I can’t say enough about Derick. The guidance and understanding he shows, while going through this process, really puts my mind at ease. I would defiantly refer anyone I know, with credit trouble, to Credit Absolute. They can help you through it.

Javier Silva

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Credit Absolute
4.8
Based on 117 reviews
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Ulysses Martinez
Ulysses Martinez
21:06 05 Jun 20
Credit Absolate is helping me get my credit score up. They have done by far a fantastic job. I couldn't be more happy with the experience and the customer experience is phenomenal as if your part of the family. They make sure you understand your credit usage and the educational videos are very clear. They are changing my life around. Just being with them for 2 months I got my score from poor to fair and dropped of some accounts from my cresit report. I cant thank them enough. Truly a success story
Angel  Maldonado
Angel Maldonado
14:27 30 May 20
They are amazing! Not just Derk but the whole team is great. The videos they provide are so helpful. They just don't help you improve your credit score, they also teach you how to manage your credit score. If you have bad credit contact them 1st before you even start trying to fix your credit on your own!!!
Keith Russell
Keith Russell
23:40 29 May 20
Easy to work with. Very fact based and focus on teaching me how the credit scoring system really works. My credit score increased by 100 points. Best investment in my credit worthiness. Great customer service, this is the real deal.
Fanisha Vela
Fanisha Vela
16:05 05 May 20
This is a wonderful team to work with. They have made the process so easy and efficient. Results seen within the first round of action!
Brandon Dickinson
Brandon Dickinson
01:04 26 Mar 20
What an awesome team. They work hard and get things done. My credit has jumped amazingly and the coaching videos are very informative to every detail. Would recommend this company to anyone looking to better their credit.
Bre Udave
Bre Udave
22:59 04 Mar 20
this has been one of the best experiences i've had working with a company! i am very happy with my success thus far and everyone (especially Leslie) has been so helpful with everything! If you're looking to fix your credit, stop searching and use this company!!
Steven Lasseson
Steven Lasseson
14:51 28 Feb 20
I've tried a few other credit repair companies and Credit Absolute has provided the best service I've come across. In just over a year, they were able to get numerous items removed from my credit report. The process is simple, the staff is easy to work with, and the results are everything you'd hope for. If you are looking for help in your journey to financial freedom, do yourself a favor and give Credit Absolute a call.
Kade Deeyor
Kade Deeyor
21:51 19 Feb 20
Credit Absolute has been a huge help for me. Since the beginning I’ve seen an enormous increase in my credit score. Felicia and Leslie are especially helpful, concise, and very informative. They both always get back to me within minutes if I have any questions or concerns. I would highly recommend Credit Absolute to anyone seeking a better understanding of how Credit Scores actually work or if you’re looking to increase your scores.
Phuong Mai Pham
Phuong Mai Pham
17:56 13 Feb 20
Credit absolute has helped me tremendously over the past few months. My scores for all 3 credit bureaus have increased by 50+ points. I appreciate the education on credit. I am now much more knowledgeable and strategic about when I should and should not use my credit cards. I look forward to my progress as my goal is to purchase a home by the end of the year!
Doug Donaldson
Doug Donaldson
06:13 21 Dec 19
I noticed a few changes on my credit report that had lowered my score which concerned me and after looking at reviews online I decided to set an appointment with Derek at Credit Absolute. I was fully expecting to spend hundreds of dollars for his advice on what I should do to get it back up to where I had it. After consulting with him and looking in depth at my report, he gave me some tips and helped me understand how the 3 bureaus work and what I could do to increase my score. Best of all..... he didn't charge me a penny. Derek is an honest guy, running an honest business, and if you are looking to build your credit score then he is the guy to turn to. It was about a year ago that I met with him and my score is up over 90 points. 10/10 would recommend Derek at Credit Absolute!
Ashley Krolak
Ashley Krolak
21:58 25 Nov 19
Thank you to entire team at Credit Absolute! We have accomplished so much in a short amount of time. They have helped my whole family increase our scores. They are organized, helpful and get the job done all while teaching you helpful hints along the way. I highly recommend this company for any credit needs.
dan uyematsud
dan uyematsud
21:29 13 Nov 19
Simply the BEST!!!!!!! Derick, Felicia and Becky are extremely good at their job. They work very hard to teach one how to improve their credit as they work very hard on their end to build your credit. I am very pleased as I see my credit score increasing in a short period of time. Thank you again, Dan U
nestor victore
nestor victore
22:14 04 Nov 19
You guys have done an amazing job, I'm very happy with my score has improved over 100 points. I'm happy with you guys services and help, thanks.
Tina Abbott
Tina Abbott
02:07 01 Nov 19
My experience with Credit Absolute has been nothing but wonderful! The entire staff are very knowledgeable and understanding. Felica is the one of the nicest people.
Christopher Moore
Christopher Moore
15:10 03 Oct 19
Communication with Derick and the team couldn't be better. I spoke directly to Derick and he was upfront, honest and didn't waste time. I would certainly recommend Credit Absolute to anyone who is looking into credit repair. They'll give you an honest overview of where you are and what they can do to help you reach your goals!
David Burgess
David Burgess
19:02 20 Aug 19
Derick and his team have been extremely helpful and informative throughout this entire process. I would recommend to anyone who wants/needs to repair credit quickly! Worth more than the money without question!
steve moore
steve moore
23:32 16 Aug 19
Derick and his team were awesome! I would highly recommend their services if you are looking to refurbish your credit score!!! +A all around for his team and the willingness to help me out !
Zacary Roberts
Zacary Roberts
03:00 26 Jul 19
Felicia helped me out so much, the company is professional l, but they treat you like your their only client. They are thorough and honest and my credit score has gone up remarkably ever since I started working with them. Thank you so much!
Chris Gunn
Chris Gunn
18:50 25 Jul 19
Good folks. Money well spent. Their service works! I finally got my credit straightened out to where I could buy a home because of them.
Christy Russell
Christy Russell
15:37 25 Jul 19
This company provides a great service! Friendly staff, plain-spoken, direct, no nonsense. They really make you feel like they care. Simple and straight-forward approach. They analyze your credit report and quickly make a plan to step-by-step repair any flags. I highly recommend their program.
Christian Wunder
Christian Wunder
19:35 18 Jul 19
They have been great to work with. Going on 3 months now and my score has taken a huge jump. I've had items removed from my credit and every month we go over our strategy to maximize the improvements. Highly recommend :)
Baron Adelmann
Baron Adelmann
21:59 26 Oct 17
Derick and his team have helped me tremendously! He explains the process of improving your credit and does all of the work for you! My credit score has improved drastically and I know that I couldn't have done it without the help of Credit Absolute. Because of them, my business has continued to thrive in a way I never thought possible. Thank you Derick and the Credit Absolute Team!
Gabriela Lovelace
Gabriela Lovelace
23:17 30 Jun 17
I want to thank the wonderful team of Credit Absolute for all the work they did in help me clean my credit! They have teach me how to keep my credit clean and how to make it grow! I will be their customer for life and I recommend to anyone who needs help with their credit! Credit Absolute you are awesome!!!!
Sho Sho Smith
Sho Sho Smith
22:31 16 Feb 17
Derek just made my day when I thought my credit was being compromised due to a balance on my late husband's credit card. He checked it out my credit health and assured me that I lost no points and the balance was forgiven. Great news! He gave me pointers on how to get my credit score even higher to put me into the premium level and coached me on getting back on my feet, credit-wise, after my husband's death. A great experience!
Vanity Hernandez
Vanity Hernandez
20:15 19 Jul 16
I was referred to Derick when my credit score dropped 3 points as I was in the process of trying to get a mortgage loan. Derick gave me GREAT advise and also helped confirm all the credit myths I have overheard on how to improve your credit score. Not only did he give me advise, he not once tried to have me hire him like others usually do. Derick was genuine and that's hard to come across with business. :)
Ian Farruggio
Ian Farruggio
19:29 05 Jul 16
Derek was completely professional and offered helpful suggestions to help me improve my credit. He was honest, in that his services were really not needed and helped to point me in the right direction free of charge. If you have any questions regarding your credit, this is the only place to go!!!
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