We have put together the best tools we can provide to help people with not so good credit or no credit at all. These tools will help you repair and build your credit so you can get the approvals you are looking for. Whether you are planning on buying a new home, purchasing a car or getting new lines of credit to finance a personal project or a vacation, these tools will help. Below you can see the details of all the tools we currently have available.
Now you can build your purchasing power and credit profile. If you have no real credit history and need to build your credit or have bad credit history but need to rebuild your credit, these offers will be valuable. The goal is to establish 3-5 new lines of revolving credit (Credit Cards) in 3-6 months.
An unsecured card is simply a credit card that doesn't require a security deposit as collateral. This is the most common type of credit card. Unsecured credit cards may come with lower interest rates and fewer fees than secured cards. And you may be approved for a higher credit limit, which can help improve your credit utilization ratio. As a bonus, many unsecured credit cards also offer rewards you can earn.
These are great if you are not able to qualify for an unsecured credit card. Secured credit cards require card members to deposit cash in a bank account to hold as collateral. A secured credit card can help you establish or re-establish your credit. Since payments are included in your credit report, paying on time and managing your balance will help improve your credit score. After raising your credit score, you may be able to qualify for a regular credit card.
This is the one we have all been waiting for, finally you can get credit for being a renter. Now credit bureaus are allowing people to report their rental payment history, we are seeing credit scores increase 30 to 50+ points with just this one tool alone. This is an amazing opportunity to get a quick increase with your credit score.
This is one of the most powerful credit tools for building your credit and a savings account at the same time. This tool provides multiple benefits for any person looking to improve their personal credit and financial situation.
Access over 30 credit education videos to learn the ins and outs of your credit profile and score. Our step-by-step Coaching Platform YouTube Channel is an open-source tool. Subscribe Below and click on Playlist to reach "Understanding Credit Scores" to get started with your credit education.
We have included a personal budgeting worksheet to help you.
Complimentary Credit Audit for New Clients