Does My Business Have A Credit Score? Many small business owners ask this question, especially when thinking about applying for a business loan or possibly after recently being declined for a business…
The Fair Credit Reporting Act came into law in 1970 to protect citizens’ credit information. Credit reporting agencies are bound by the act to provide accurate, factual, and up-to-date consumer information. Most…
If you are approved to get a credit card, you will know immediately, but if not, an adverse letter is sent to explain why the credit card was denied. The letter includes…
FICO scores have been used for a long time to gauge the creditworthiness of individuals. This scoring system has however left many people in the cold due to its requirement of credit…
Secured credit cards are an amazing tool used to rebuild or establish credit for those who are looking to set themselves up for a healthy financial future. Here is what we will…
Credit cards exceptional financial instruments. They allow you to buy without any cash and earn rewards while at it. Another interesting feature is the option of adding another person as an authorized…