Credit inquiries refer to requests made by businesses to check on your credit. They are made to credit bureaus and the record becomes part of your credit report. According to FICO, these…
A credit score is a 3-digit number that is used to determine your creditworthiness. Currently, more and more people depend on credit to make purchases. Even some businesses which are not in…
While it is commonly assumed that paying off debt will always result in a positive impact on one's credit score, this is not always the case. In fact, sometimes paying off a…
Having a good credit score is essential for financial stability and access to favorable loan terms. However, when debts go unpaid, they can end up in collections, damaging your credit profile. The…
Whether you want to start a business or finance one that is already functioning, you may find your financing options reduced to taking a loan. In such a case, you have the…
Ah, identity theft. The two words that make all adults shudder. You have worked so hard to establish great credit. You have paid down your debt, paid your bills on time, and now…